starkinfra / sdk
SDK to facilitate PHP integrations with the Stark Infra API
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Requires
- php: >=7.1
- ext-json: *
- starkinfra/core: ^0.4.1
README
Welcome to the Stark Infra PHP SDK! This tool is made for PHP developers who want to easily integrate with our API. This SDK version is compatible with the Stark Infra API v2.
Introduction
Index
- Introduction
- Setup
- Resource listing and manual pagination
- Testing in Sandbox
- Usage
- Issuing
- Products: View available sub-issuer card products (a.k.a. card number ranges or BINs)
- Holders: Manage card holders
- Cards: Create virtual and/or physical cards
- Design: View your current card or package designs
- EmbossingKit: View your current embossing kits
- Stock: View your current stock of a certain IssuingDesign linked to an Embosser on the workspace
- Restock: Create restock orders of a specific IssuingStock object
- EmbossingRequest: Create embossing requests
- TokenRequest: Generate the payload to create the token
- Token: Authorize and manage your tokens
- TokenActivation: Get notified on how to inform the activation code to the holder
- TokenDesign: View your current token card arts
- Purchases: Authorize and view your past purchases
- Invoices: Add money to your issuing balance
- Withdrawals: Send money back to your Workspace from your issuing balance
- Balance: View your issuing balance
- Transactions: View the transactions that have affected your issuing balance
- Enums: Query enums related to the issuing purchases, such as merchant categories, countries and card purchase methods
- Pix
- PixRequests: Create Pix transactions
- PixReversals: Reverse Pix transactions
- PixBalance: View your account balance
- PixStatement: Request your account statement
- PixKey: Create a Pix Key
- PixClaim: Claim a Pix Key
- PixDirector: Create a Pix Director
- PixInfraction: Create Pix Infraction reports
- PixFraud: Create a Pix Fraud
- PixUser: Get fraud statistics of a user
- PixChargeback: Create Pix Chargeback requests
- PixDomain: View registered SPI participants certificates
- StaticBrcode: Create static Pix BR codes
- DynamicBrcode: Create dynamic Pix BR codes
- BrcodePreview: Read data from BR Codes before paying them
- Lending
- CreditNote: Create credit notes
- CreditPreview: Create credit previews
- CreditHolmes: Create credit holmes debt verification
- Identity
- IndividualIdentity: Create individual identities
- IndividualDocument: Create individual documents
- Webhook:
- Webhook: Configure your webhook endpoints and subscriptions
- WebhookEvents: Manage Webhook events
- WebhookEventAttempts: Query failed webhook event deliveries
- Issuing
- Handling errors
- Help and Feedback
Supported PHP Versions
This library supports the following PHP versions:
- PHP 7.1
- PHP 7.2
- PHP 7.3
- PHP 7.4
- PHP 8.0
- PHP 8.1
Stark Infra API documentation
Feel free to take a look at our API docs.
Versioning
This project adheres to the following versioning pattern:
Given a version number MAJOR.MINOR.PATCH, increment:
- MAJOR version when the API version is incremented. This may include backwards incompatible changes;
- MINOR version when breaking changes are introduced OR new functionalities are added in a backwards compatible manner;
- PATCH version when backwards compatible bug fixes are implemented.
Setup
1. Install our SDK
1.1 Composer: To install the package with Composer, run:
composer require starkinfra/sdk
To use the bindings, use following the command:
require_once('vendor/autoload.php');
2. Create your Private and Public Keys
We use ECDSA. That means you need to generate a secp256k1 private key to sign your requests to our API, and register your public key with us, so we can validate those requests.
You can use one of following methods:
2.1. Check out the options in our tutorial.
2.2. Use our SDK:
use StarkInfra; list($privateKey, $publicKey) = StarkInfra\Key::create(); # or, to also save .pem files in a specific path list($privateKey, $publicKey) = StarkInfra\Key::create("file/keys/");
NOTE: When you are creating new credentials, it is recommended that you create the keys inside the infrastructure that will use it, in order to avoid risky internet transmissions of your private-key. Then you can export the public-key alone to the computer where it will be used in the new Project creation.
3. Register your user credentials
You can interact directly with our API using two types of users: Projects and Organizations.
- Projects are workspace-specific users, that is, they are bound to the workspaces they are created in. One workspace can have multiple Projects.
- Organizations are general users that control your entire organization. They can control all your Workspaces and even create new ones. The Organization is bound to your company's tax ID only. Since this user is unique in your entire organization, only one credential can be linked to it.
3.1. To create a Project in Sandbox:
3.1.1. Log into StarkInfra Sandbox
3.1.2. Go to Menu > Integrations
3.1.3. Click on the "New Project" button
3.1.4. Create a Project: Give it a name and upload the public key you created in section 2
3.1.5. After creating the Project, get its Project ID
3.1.6. Use the Project ID and private key to create the object below:
use StarkInfra; // Get your private key from an environment variable or an encrypted database. // This is only an example of a private key content. You should use your own key. $privateKeyContent = " -----BEGIN EC PARAMETERS----- BgUrgQQACg== -----END EC PARAMETERS----- -----BEGIN EC PRIVATE KEY----- MHQCAQEEIMCwW74H6egQkTiz87WDvLNm7fK/cA+ctA2vg/bbHx3woAcGBSuBBAAK oUQDQgAE0iaeEHEgr3oTbCfh8U2L+r7zoaeOX964xaAnND5jATGpD/tHec6Oe9U1 IF16ZoTVt1FzZ8WkYQ3XomRD4HS13A== -----END EC PRIVATE KEY----- "; $project = new StarkInfra\Project([ "environment" => "sandbox", "id" => "5656565656565656", "privateKey" => $privateKeyContent ]);
3.2. To create Organization credentials in Sandbox:
3.2.1. Log into StarkInfra Sandbox
3.2.2. Go to Menu > Integrations
3.2.3. Click on the "Organization public key" button
3.2.4. Upload the public key you created in section 2 (only a legal representative of the organization can upload the public key)
3.2.5. Click on your profile picture and then on the "Organization" menu to get the Organization ID
3.2.6. Use the Organization ID and private key to create the object below:
use StarkInfra; // Get your private key from an environment variable or an encrypted database. // This is only an example of a private key content. You should use your own key. $privateKeyContent = " -----BEGIN EC PARAMETERS----- BgUrgQQACg== -----END EC PARAMETERS----- -----BEGIN EC PRIVATE KEY----- MHQCAQEEIMCwW74H6egQkTiz87WDvLNm7fK/cA+ctA2vg/bbHx3woAcGBSuBBAAK oUQDQgAE0iaeEHEgr3oTbCfh8U2L+r7zoaeOX964xaAnND5jATGpD/tHec6Oe9U1 IF16ZoTVt1FzZ8WkYQ3XomRD4HS13A== -----END EC PRIVATE KEY----- "; $organization = new StarkInfra\Organization([ "environment" => "sandbox", "id" => "5656565656565656", "privateKey" => $privateKeyContent, "workspaceId" => null // You only need to set the workspaceId when you are operating a specific workspaceId ]); // To dynamically use your organization credentials in a specific workspaceId, // you can use the Organization::replace() method: $balance = StarkInfra\IssuingBalance::get(StarkInfra\Organization::replace($organization, "4848484848484848"));
NOTE 1: Never hard-code your private key. Get it from an environment variable or an encrypted database.
NOTE 2: We support 'sandbox'
and 'production'
as environments.
NOTE 3: The credentials you registered in sandbox
do not exist in production
and vice versa.
4. Setting up the user
There are three kinds of users that can access our API: Organization, Project and Member.
Project
andOrganization
are designed for integrations and are the ones meant for our SDKs.Member
is the one you use when you log into our webpage with your e-mail.
There are two ways to inform the user to the SDK:
4.1 Passing the user as argument in all functions:
use StarkInfra; $balance = StarkInfra\IssuingBalance::get($project); # or organization
4.2 Set it as a default user in the SDK:
use StarkInfra; StarkInfra\Settings::setUser($project); # or organization $balance = StarkInfra\IssuingBalance::get(); # or organization
Just select the way of passing the user that is more convenient to you. On all following examples we will assume a default user has been set.
5. Setting up the error language
The error language can also be set in the same way as the default user:
use StarkInfra; StarkInfra\Settings::setLanguage("en-US");
Language options are "en-US" for english and "pt-BR" for brazilian portuguese. English is default.
Resource listing and manual pagination
Almost all SDK resources provide a query
and a page
function.
- The
query
function provides a straight forward way to efficiently iterate through all results that match the filters you inform, seamlessly retrieving the next batch of elements from the API only when you reach the end of the current batch. If you are not worried about data volume or processing time, this is the way to go.
use StarkInfra; $transactions = StarkInfra\IssuingTransaction::query([ "after" => "2020-01-01", "before" => "2020-03-01" ]); foreach ($transactions as $transaction) { print_r($transaction); }
- The
page
function gives you full control over the API pagination. With each function call, you receive up to 100 results and the cursor to retrieve the next batch of elements. This allows you to stop your queries and pick up from where you left off whenever it is convenient. When there are no more elements to be retrieved, the returned cursor will benull
.
use StarkInfra; $cursor = null; while (true) { list($page, $cursor) = StarkInfra\IssuingTransaction::page($options = ["limit" => 5, "cursor" => $cursor]); foreach ($page as $transaction) { print_r($transaction); } if ($cursor == null) { break; } }
To simplify the following SDK examples, we will only use the query
function, but feel free to use page
instead.
Testing in Sandbox
Your initial balance is zero. For many operations in Stark Infra, you'll need funds in your account, which can be added to your balance by creating a starkbank.Invoice.
In the Sandbox environment, most of the created starkbank.Invoices will be automatically paid, so there's nothing else you need to do to add funds to your account. Just create a few starkbank.Invoices and wait around a bit.
In Production, you (or one of your clients) will need to actually pay this starkbank.Invoice for the value to be credited to your account.
Usage
Here are a few examples on how to use the SDK. If you have any doubts, check out the function or class docstring to get more info or go straight to our [API docs].
Issuing
Query IssuingProducts
To take a look at the sub-issuer card products available to you, just run the following:
use StarkInfra\IssuingProduct; $products = IssuingProduct::query(); foreach ($products as $product) { print_r($product); }
This will tell which card products and card number prefixes you have at your disposal.
Create IssuingHolders
You can create card holders to which your cards will be bound. They support spending rules that will apply to all underlying cards.
use StarkInfra\IssuingHolder; $holders = IssuingHolder::create([ new IssuingHolder([ "name" => "Iron Bank S.A.", "taxId" => "012.345.678-90", "externalId" => "1234", "tags" => [ "Traveler Employee" ], "rules" => [ new StarkInfra\IssuingRule([ "name" => "General USD", "interval" => "day", "amount" => 100000, "currencyCode" => "USD" ]) ] ]), ]); foreach ($holders as $holder) { print_r($holder); }
Note: Instead of using IssuingHolder objects, you can also pass each transfer element in dictionary format
Query IssuingHolders
You can query multiple holders according to filters.
use StarkInfra\IssuingHolder; $holders = IssuingHolder::query(); foreach ($holders as $holder) { print_r($holder); }
Cancel an IssuingHolder
To cancel a single Issuing Holder by its id, run:
use StarkInfra\IssuingHolder; $holder = IssuingHolder::cancel("5155165527080960"); print_r($holder);
Get an IssuingHolder
To get a single Issuing Holder by its id, run:
use StarkInfra\IssuingHolder; $holder = IssuingHolder::get("5155165527080960"); print_r($holder);
Query IssuingHolder logs
You can query holder logs to better understand holder life cycles.
use StarkInfra\IssuingHolder; $logs = IssuingHolder\Log::query(["limit" => 50]); foreach ($logs as $log) { print_r($log); }
Get an IssuingHolder log
You can also get a specific log by its id.
use StarkInfra\\IssuingHolder; $log = IssuingHolder\Log::get("5155165527080960"); print_r($log);
Create IssuingCards
You can issue cards with specific spending rules.
use StarkInfra\IssuingCard; $cards = IssuingCard::create([ new IssuingCard([ "holdeNname" => "Developers", "holderTaxId" => "012.345.678-90", "holderExternalId" => "1234", "rules" => [ new StarkInfra\IssuingRule([ "name" => "general", "interval" => "week", "amount" => 50000, "currencyCode" => "USD" ]) ] ]), ]); foreach ($cards as $card) { print_r($card); }
Query IssuingCards
You can get a list of created cards given some filters.
use StarkInfra\IssuingCard; $cards = IssuingCard::query([ "after" => "2020-01-01", "before" => "2020-03-01" ]); foreach ($cards as $card) { print_r($card); }
Get an IssuingCard
After its creation, information on a card may be retrieved by its id.
use StarkInfra\IssuingCard; $card = IssuingCard::get("5155165527080960"); print_r($card);
Update an IssuingCard
You can update a specific card by its id.
use StarkInfra\IssuingCard; $card = IssuingCard::update("5155165527080960", ["status" => "blocked"]); print_r($card);
Cancel an IssuingCard
You can also cancel a card by its id.
use StarkInfra\IssuingCard; $card = IssuingCard::cancel("5155165527080960"); print_r($card);
Query IssuingCard logs
Logs are pretty important to understand the life cycle of a card.
use StarkInfra\IssuingCard; $logs = IssuingCard\Log::query(["limit" => 150]); foreach ($logs as $log) { print_r($log); }
Get an IssuingCard log
You can get a single log by its id.
use StarkInfra\IssuingCard; $log = IssuingCard\Log::get("5155165527080960"); print_r($log);
Query IssuingDesigns
You can get a list of available designs given some filters.
use StarkInfra\IssuingDesign; $designs = IssuingDesign::query(["limit" => 1]); foreach ($designs as $design) { print_r($design); }
Get an IssuingDesign
Information on a design may be retrieved by its id.
use StarkInfra\IssuingDesign; $design = IssuingDesign::get("5155165527080960"); print_r($design);
Query IssuingEmbossingKits
You can get a list of created embossing kits given some filters.
use StarkInfra\IssuingEmbossingKit; $kits = IssuingEmbossingKit::query([ "after" => "2022-11-01", "before" => "2022-12-01" ]); foreach ($kits as $kit) { print_r($kit); }
Get an IssuingEmbossingKit
After its creation, information on an embossing kit may be retrieved by its id.
use StarkInfra\IssuingEmbossingKit; $kit = IssuingEmbossingKit::get("5155165527080960"); print_r($kit);
Query IssuingStocks
You can get a list of available stocks given some filters.
use StarkInfra\IssuingStock; $stocks = IssuingStock::query(["limit" => 1]); foreach ($stocks as $stock) { print_r($stock); }
Get an IssuingStock
Information on a stock may be retrieved by its id.
use StarkInfra\IssuingStock; $stock = IssuingStock::get("5155165527080960"); print_r($stock);
Query IssuingStock logs
Logs are pretty important to understand the life cycle of a stock.
use StarkInfra\IssuingStock; $logs = IssuingStock\Log::query(["limit" => 150]); foreach ($logs as $log) { print_r($log); }
Get an IssuingStock log
You can get a single log by its id.
use StarkInfra\IssuingStock; $log = IssuingStock\Log::get("5155165527080960"); print_r($log);
Create IssuingRestocks
You can order restocks for a specific IssuingStock.
use StarkInfra\IssuingRestock; $restocks = IssuingRestock::create([ new IssuingRestock([ "count" => 100, "stockId" => "5136459887542272" ]), ]); foreach ($restocks as $restock) { print_r($restock); }
Query IssuingRestocks
You can get a list of created restocks given some filters.
use StarkInfra\IssuingRestock; $restocks = IssuingRestock::query(["limit" => 1]); foreach ($restocks as $restock) { print_r($restock); }
Get an IssuingRestock
After its creation, information on a restock may be retrieved by its id.
use StarkInfra\IssuingRestock; $restock = IssuingRestock::get("5664445921492992"); print_r($restock);
Query IssuingRestock logs
Logs are pretty important to understand the life cycle of a restock.
use StarkInfra\IssuingRestock; $logs = IssuingRestock\Log::query(["limit" => 150]); foreach ($logs as $log) { print_r($log); }
Get an IssuingRestock log
You can get a single log by its id.
use StarkInfra\IssuingRestock; $log = IssuingRestock\Log::get("5155165527080960"); print_r($log);
Create IssuingEmbossingRequests
You can create a request to emboss a physical card.
use StarkInfra\IssuingEmbossingRequest; $requests = IssuingEmbossingRequest::create([ new IssuingEmbossingRequest([ "kitId" => "5648359658356736", "cardId" => "5714424132272128", "displayName1" => "Antonio Stark", "shippingCity" => "Sao Paulo", "shippingCountryCode" => "BRA", "shippingDistrict" => "Bela Vista", "shippingService" => "loggi", "shippingStateCode" => "SP", "shippingStreetLine1" => "Av. Paulista, 200", "shippingStreetLine2" => "10 andar", "shippingTrackingNumber" => "My_custom_tracking_number", "shippingZipCode" => "12345-678", "embosserId" => "5746980898734080" ]) ]); foreach ($requests as $request) { print_r($request); }
Query IssuingEmbossingRequests
You can get a list of created embossing requests given some filters.
use StarkInfra\IssuingEmbossingRequest; $requests = IssuingEmbossingRequest::query(["limit" => 10]); foreach ($requests as $request) { print_r($request); }
Get an IssuingEmbossingRequest
After its creation, information on an embossing request may be retrieved by its id.
use StarkInfra\IssuingEmbossingRequest; $request = IssuingEmbossingRequest::get("5664445921492992"); print_r($request);
Query IssuingEmbossingRequest logs
Logs are pretty important to understand the life cycle of an embossing request.
use StarkInfra\IssuingEmbossingRequest; $logs = IssuingEmbossingRequest\Log::query(["limit" => 150]); foreach ($logs as $log) { print_r($log); }
Get an IssuingEmbossingRequest log
You can get a single log by its id.
use StarkInfra\IssuingEmbossingRequest; $log = IssuingEmbossingRequest\Log::get("5155165527080960"); print_r($log);
Create an IssuingTokenRequest
You can create a request that provides the required data you must send to the wallet app.
use StarkInfra\IssuingTokenRequest; $requests = IssuingTokenRequest::create([ new IssuingTokenRequest([ "cardId" => "5189831499972623", "walletId" => "google", "methodCode" => "app" ]) ]); foreach ($requests as $request) { print_r($request); }
Process Token authorizations
It's easy to process token authorizations delivered to your endpoint. Remember to pass the signature header so the SDK can make sure it's StarkInfra that sent you the event. If you do not approve or decline the authorization within 2 seconds, the authorization will be denied.
use StarkInfra\IssuingToken; $request = listen(); # this is your handler to listen for authorization requests $token = IssuingToken::parse( $request->content, $request->headers["Digital-Signature"] ); # after parsing you should analyse the authorization request and then respond # To approve: sendResponse( # you should also implement this method to respond the read request IssuingToken::response([ "status" => "approved", "activation_methods" =>[ { "type" => "app", "value" => "com.subissuer.android" }, { "type" => "text", "value" => "** *****-5678" } ], "designId" => "4584031664472031", "tags" => ["token", "user/1234"] ]); ); # To deny: sendResponse( # you should also implement this method to respond the read request IssuingToken::response([ "status" => "denied", "reason" => "other", ]); );
Process Token activations
It's easy to process token activation notifications delivered to your endpoint. Remember to pass the signature header so the SDK can make sure it's Stark Infra that sent you the event.
use StarkInfra\IssuingToken; $request = listen(); # this is the method you made to get the events posted to your tokenAuthorizationUrl endpoint $token = IssuingToken::parse( $request->content, $request->headers["Digital-Signature"] );
After that, you may generate the activation code and send it to the cardholder. The cardholder enters the received code in the wallet app. We'll receive and send it to tokenAuthorizationUrl for your validation. Completing the provisioning process.
use StarkInfra\IssuingToken; $request = listen(); # this is the method you made to get the events posted to your tokenAuthorizationUrl endpoint sendResponse( # you should also implement this method to respond the read request IssuingToken::response([ "status" => "approved", "tags" => ["token", "user/1234"] ]); ); # To deny: sendResponse( # you should also implement this method to respond the read request IssuingToken::response([ "status" => "denied", "reason" => "other", "tags" => ["token", "user/1234"] ]); );
Get an IssuingToken
You can get a single token by its id.
use StarkInfra\IssuingToken; $token = IssuingToken::get("5749080709922816"); print_r($token);
Query IssuingTokens
You can get a list of created tokens given some filters.
use StarkInfra\IssuingToken; $tokens = IssuingToken::query(["limit" => 10]); foreach ($tokens as $token) { print_r($token); }
Update an IssuingToken
You can update a specific token by its id.
use StarkInfra\IssuingToken; $token = IssuingToken::update( "5155165527080960", "status" => "blocked" ); print_r($token);
Cancel an IssuingToken
You can also cancel a token by its id.
use StarkInfra\IssuingToken; $token = IssuingToken::cancel("5155165527080960"); print_r($token);
Get an IssuingTokenDesign
You can get a single design by its id.
use StarkInfra\IssuingTokenDesign; $design = IssuingTokenDesign::get("5749080709922816"); print_r($design);
Query IssuingTokenDesigns
You can get a list of available designs given some filters.
use StarkInfra\IssuingTokenDesign; $designs = IssuingTokenDesign::query(["limit" => 5]); foreach ($designs as $design) { print_r($design); }
Get an IssuingTokenDesign PDF
A design PDF can be retrieved by its id.
use StarkInfra\IssuingTokenDesign; $pdf = IssuingTokenDesign::pdf("5155165527080960"); $fp = fopen('design.zip', 'w'); fwrite($fp, $pdf); fclose($fp);
Process Purchase Authorizations
It's easy to process purchase authorizations delivered to your endpoint. Remember to pass the signature header so the SDK can make sure it's StarkInfra that sent you the event. If you do not approve or decline the authorization within 2 seconds, the authorization will be denied.
use StarkInfra\IssuingPurchase; $request = listen(); # this is your handler to listen for authorization requests $purchase = IssuingPurchase::parse( $request->content, $request->headers["Digital-Signature"] ); # after parsing you should analyse the authorization request and then respond # To approve: sendResponse( # you should also implement this method to respond the read request IssuingPurchase::response([ "status" => "approved", ]); ); # To deny: sendResponse( # you should also implement this method to respond the read request IssuingPurchase::response([ "status" => "denied", "reason" => "stolenCard", ]); );
Query IssuingPurchases
You can get a list of created purchases given some filters.
use StarkInfra\IssuingPurchase; $purchases = IssuingPurchase::query([ "after" => "2020-01-01", "before" => "2020-03-01" ]); foreach ($purchases as $purchase) { print_r($purchase); }
Get an IssuingPurchase
After its creation, information on a purchase may be retrieved by its id.
use StarkInfra\IssuingPurchase; $log = IssuingPurchase::get("5155165527080960"); print_r($log);
Query IssuingPurchase logs
Logs are pretty important to understand the life cycle of a purchase.
use StarkInfra\IssuingPurchase; $logs = IssuingPurchase\Log::query(["limit" => 150]); foreach($logs as $log) { print_r($log); }
Get an IssuingPurchase log
You can get a single log by its id.
use StarkInfra\IssuingPurchases; $log = IssuingPurchase\Log::get("5155165527080960"); print_r($log);
Create IssuingInvoices
You can create Pix invoices to transfer money from accounts you have in any bank to your Issuing balance, allowing you to run your issuing operation.
use StarkInfra\IssuingInvoice; $invoices = IssuingInvoice::create( new IssuingInvoice([ "amount" => 1000 ]) ); foreach ($invoices as $invoice) { print_r($invoice); }
Note: Instead of using Invoice objects, you can also pass each invoice element in dictionary format
Get an IssuingInvoice
After its creation, information on an invoice may be retrieved by its id. Its status indicates whether it's been paid.
use StarkInfra\IssuingInvoice; $invoice = IssuingInvoice::get("5155165527080960"); print_r($invoice);
Query IssuingInvoices
You can get a list of created invoices given some filters.
use StarkInfra\IssuingInvoice; $invoices = IssuingInvoice::query( "after" => "2020-01-01", "before" => "2020-03-01" ); foreach ($invoices as $invoice) { print_r($invoice); }
Query IssuingInvoice logs
Logs are pretty important to understand the life cycle of an invoice.
use StarkInfra\IssuingInvoice; $logs = IssuingInvoice\Log::query(["limit" => 150]); foreach ($logs as $log) { print_r($log); }
Get an IssuingInvoice log
You can also get a specific log by its id.
use StarkInfra\IssuingInvoice; $log = IssuingInvoice\Log::get("5155165527080960"); print_r($log);
Create IssuingWithdrawals
You can create withdrawals to send cash back from your Issuing balance to your Banking balance by using the Withdrawal resource.
use StarkInfra\IssuingWithdrawal; $withdrawals = IssuingWithdrawal::create( new IssuingWithdrawal([ "amount" => 10000. "externalId" => "123", "description" => "Sending back" ]) ); foreach ($withdrawals as $withdrawal) { print_r($withdrawal); }
Note: Instead of using Withdrawal objects, you can also pass each withdrawal element in dictionary format
Get an IssuingWithdrawal
After its creation, information on a withdrawal may be retrieved by its id.
use StarkInfra\IssuingWithdrawal; $withdrawal = IssuingWithdrawal::get("5155165527080960"); print_r($withdrawal);
Query IssuingWithdrawals
You can get a list of created withdrawals given some filters.
use StarkInfra\IssuingWithdrawal; $withdrawals = IssuingWithdrawal::query( "after" => "2020-01-01", "before" => "2020-03-01" ); foreach ($withdrawals as $withdrawal) { print_r($withdrawal); }
Get your IssuingBalance
To know how much money you have available to run authorizations, run:
use StarkInfra\IssuingBalance; $balance = IssuingBalance::get(); print_r($balance);
Query IssuingTransactions
To understand your balance changes (issuing statement), you can query transactions. Note that our system creates transactions for you when you make purchases, withdrawals, receive issuing invoice payments, for example.
use StarkInfra\IssuingTransaction; $transactions = IssuingTransaction::query([ "after" => "2020-01-01", "before" => "2020-03-01" ]); foreach ($transactions as $transaction) { print_r($transaction); }
Get an IssuingTransaction
You can get a specific transaction by its id:
use StarkInfra\IssuingTransaction; $transaction = IssuingTransaction::get("5155165527080960"); print_r($transaction);
Issuing Enums
Query MerchantCategories
You can query any merchant categories using this resource. You may also use MerchantCategories to define specific category filters in IssuingRules. Either codes (which represents specific MCCs) or types (code groups) will be accepted as filters.
use StarkInfra\MerchantCategory; $categories = MerchantCategory::query([ "search" => "food" ]); foreach ($categories as $category) { print_r($category); }
Query MerchantCountries
You can query any merchant countries using this resource. You may also use MerchantCountries to define specific country filters in IssuingRules.
use StarkInfra\MerchantCountry; $countries = MerchantCountry::query([ "search" => "brazil" ]); foreach ($countries as $country) { print_r($country); }
Query CardMethods
You can query available card methods using this resource. You may also use CardMethods to define specific purchase method filters in IssuingRules.
use StarkInfra\CardMethod; $methods = CardMethod::query([ "search" => "token" ]); foreach ($methods as $method) { print_r($method); }
Pix
Create PixRequests
You can create a Pix request to transfer money from one of your users to anyone else:
use StarkInfra\PixRequest; use StarkInfra\Utils\EndToEndId; $requests = PixRequest::create([ new PixRequest([ "amount" => 1000, "externalId" => "my-external-id:1", "senderAccountNumber" => "76543-8", "senderBranchCode" => "2201", "senderAccountType" => "checking", "senderName" => "Tony Stark", "senderTaxId" => "594.739.480-42", "receiverBankCode" => "341", "receiverAccountNumber" => "00000-0", "receiverBranchCode" => "0001", "receiverAccountType" => "checking", "receiverName" => "Daenerys Targaryen Stormborn", "receiverTaxId" => "012.345.678-90", "endToEndId" => EndToEndId::create("20018183"), ]), new PixRequest([ "amount" => 200, "externalId" => "my-external-id:2", "senderAccountNumber" => "76543-8", "senderBranchCode" => "2201", "senderAccountType" => "checking", "senderName" => "Tony Stark", "senderTaxId" => "594.739.480-42", "receiverBankCode" => "341", "receiverAccountNumber" => "00000-0", "receiverBranchCode" => "0001", "receiverAccountType" => "checking", "receiverName" => "Daenerys Targaryen Stormborn", "receiverTaxId" => "012.345.678-90", "endToEndId" => EndToEndId::create("20018183"), ]); ]); foreach($requests as $request){ print_r($request); }
Note: Instead of using Pix Request objects, you can also pass each element in dictionary format
Query PixRequests
You can query multiple Pix Requests according to filters.
use StarkInfra\PixRequest; $requests = PixRequest::query([ "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30", "status" => "success", "tags" => ['iron', 'suit'], "endToEndIds" => ['E79457883202101262140HHX553UPqeq'], ]); foreach($requests as $request){ print_r($request); }
Get a PixRequest
After its creation, information on a Pix Request may be retrieved by its id. Its status indicates whether it has been paid.
use StarkInfra\PixRequest; $request = PixRequest::get("5155966664310784"); print_r($request);
Process inbound PixRequest authorizations
It's easy to process authorization requests that arrived at your endpoint. Remember to pass the signature header so the SDK can make sure it's StarkInfra that sent you the event. If you do not approve or decline the authorization within 1 second, the authorization will be denied.
use StarkInfra\PixRequest; $request = listen(); # this is your handler to listen for authorization requests $request = PixRequest::parse( $request->content, $request->headers["Digital-Signature"] ); # after parsing you should analyse the authorization request and then respond # To approve: sendResponse( # you should also implement this method to respond the read request PixRequest::response([ "status" => "approved", ]); ); # To deny: sendResponse( # you should also implement this method to respond the read request PixRequest::response([ "status" => "denied", "reason" => "invalidAccountNumber", ]); );
Query PixRequest logs
You can query Pix Request Logs to better understand Pix Request life cycles.
use StarkInfra\PixRequest; $logs = PixRequest\Log::query([ "limit" => 10, "types" => "created", "after" => "2020-04-30", ]); foreach($logs as $log){ print_r($log->id); }
Get a PixRequest log
You can also get a specific log by its id.
use StarkInfra\PixRequest; $log = PixRequest\Log::get("5155165527080960"); print_r($log);
Create PixReversals
You can reverse a PixRequest either partially or totally using a PixReversal.
use StarkInfra\PixReversal; $reversals = PixReversal::create([ new PixReversal([ "amount" => 100, "externalId" => "my-external-id:3", "endToEndId" => "E00000000202201060100rzsJzG9PzMg", "reason" => "fraud", ]), new PixReversal([ "amount" => 200, "externalId" => "my-external-id:4", "endToEndId" => "E00000000202201060100rzsJzG9P1GH", "reason" => "fraud", ]); ]); foreach($reversals as $reversal){ print_r($reversal); }
Query PixReversals
You can query multiple Pix Reversals according to filters.
use StarkInfra\PixReversal; $reversals = PixReversal::query([ "fields" => ['amount', 'senderName'], "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30", "status" => "success", "tags" => ['iron', 'suit'], "returnIds" => ['D20018183202202030109X3OoBHG74wo'], ]); foreach($reversals as $reversal){ print_r($reversals); }
Get a PixReversal
After its creation, information on a Pix Reversal may be retrieved by its id. Its status indicates whether it has been paid.
use StarkInfra\PixReversal; $reversal = PixReversal::get("5155966664310784"); print_r($reversal);
Process inbound PixReversal authorizations
It's easy to process authorization requests that arrived at your endpoint. Remember to pass the signature header so the SDK can make sure it's StarkInfra that sent you the event. If you do not approve or decline the authorization within 1 second, the authorization will be denied.
use StarkInfra\PixReversal; $request = listen(); # this is your handler to listen for authorization requests $reversal = PixReversal::parse( $request->content, $request->headers["Digital-Signature"] ); # after parsing you should analyse the authorization request and then respond # To approve: sendResponse( # you should also implement this method to respond the read request PixReversal::response([ "status" => "approved", ]); ); # To deny: sendResponse( PixReversal::response([ "status" => "denied", "reason" => "invalidAccountNumber", ]); );
Query PixReversal logs
You can query Pix Reversal logs to better understand Pix Reversal life cycles.
use StarkInfra\PixReversal; $logs = PixReversal\Log::query([ "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30", ]); foreach($logs as $log){ print_r($log->id); }
Get a PixReversal log
You can also get a specific log by its id.
use StarkInfra\PixReversal; $log = PixReversal\Log::get("5155165527080960"); print_r($log);
Get your PixBalance
To see how much money you have in your account, run:
use StarkInfra\PixBalance; $balance = PixBalance::get(); print_r($balance);
Create a PixStatement
Statements are generated directly by the Central Bank and are only available for direct participants. To create a statement of all the transactions that happened on your account during a specific day, run:
use StarkInfra\PixStatement; $statement = PixStatement::create( new PixStatement([ "after" => "2022-01-01", "before" => "2022-01-01", "type" => "transaction", ]); ); print_r($statement)
Query PixStatements
You can query multiple Pix Statements according to filters.
use StarkInfra\PixStatement; $statements = PixStatement::query([ "limit" => 10, "ids" => ["5155165527080960"], ]); foreach($statements as $statement){ print_r($statement); }
Get a PixStatement
Statements are only available for direct participants. To get a Pix Statement by its id:
use StarkInfra\PixStatement; $statement = PixStatement::get("5155966664310784"); print_r($statement);
Get a PixStatement .csv file
To get a .csv file of a Pix Statement using its id, run:
use StarkInfra\PixStatement; $csv = PixStatement::csv("5656565656565656"); $fp = fopen('statement.zip', 'w'); fwrite($fp, $csv); fclose($fp);
Create a PixKey
You can create a Pix Key to link a bank account information to a key id:
use StarkInfra\PixKey; $keys = PixKey::create( new PixKey([ "accountCreated" => "2022-01-01", "accountNumber" => "76543", "accountType" => "salary", "branchCode" => "1234", "name" => "Jamie Lannister", "taxId" => "012.345.678-90" ]); ); foreach($keys as $key){ print_r($key); }
Query PixKeys
You can query multiple Pix Keys you own according to filters.
use StarkInfra\PixKey; $keys = PixKey::query([ "after" => "2020-04-01", "before" => "2020-04-30" ]); foreach($keys as $key){ print_r($key); }
Get a PixKey
Information on a Pix Key may be retrieved by its id and the tax ID of the consulting agent. An endToEndId must be informed so you can link any resulting purchases to this query, avoiding sweep blocks by the Central Bank.
use StarkInfra\PixKey; use StarkInfra\Utils\EndToEndId; $key = PixKey::get( "5915632394567680", "20.018.183/0001-80", [ "endToEndId" => EndToEndId::create("20018183") ] ); print_r($key);
Update a PixKey
Update the account information linked to a Pix Key.
use StarkInfra\PixKey; $key = PixKey::update( "6203417408045056", "reconciliation" [ "name" => "Tony Stark" ] ); print_r($key);
Cancel a PixKey
Cancel a specific Pix Key using its id.
use StarkInfra\PixKey; $key = PixKey::cancel("5915632394567680"); print_r($key);
Query PixKey logs
You can query Pix Key logs to better understand a Pix Key life cycle.
use StarkInfra\PixKey; $logs = PixKey\Log::query([ "limit" => 50, "after" => "2022-01-01", "before" => "2022-01-20", "types" => [ "created" ] ]); foreach($logs as $log){ print_r($log); }
Get a PixKey log
You can also get a specific log by its id.
use StarkInfra\PixKey; $log = PixKey\Log::get("5155165527080960"); print_r($log);
Create a PixClaim
You can create a Pix Claim to request the transfer of a Pix Key from another bank to one of your accounts:
use StarkInfra\PixClaim; $claim = PixClaim::create( new PixClaim([ "accountCreated" => "2022-01-01", "accountNumber" => "76549", "accountType" => "salary", "branchCode" => "1234", "name" => "Random Name", "taxId" => "012.345.678-90", "keyId" => "+551165857989", ]); ); print_r($claim)
Query PixClaims
You can query multiple Pix claims according to filters.
use StarkInfra\PixClaim; $claims = PixClaim::query([ "limit" => 1, "after" => "2022-01-01", "before" => "2022-01-12", "status" => "delivered", "ids" => ["5729405850615808"], "type" => "ownership", "flow" => "in", "keyType" => "phone", "keyId" => "+5511989898989" ]); foreach ($claims as $claim){ print_r($claim); }
Get a PixClaim
After its creation, information on a Pix Claim may be retrieved by its id.
use StarkInfra\PixClaim; $claim = PixClaim::get("5155165527080960"); print_r($claim);
Update a PixClaim
A Pix Claim can be confirmed or canceled by patching its status. A received Pix Claim must be confirmed by the donor to be completed. Ownership Pix Claims can only be canceled by the donor if the reason is "fraud". A sent Pix Claim can also be canceled.
use StarkInfra\PixClaim; $claim = PixClaim::update( "5155165527080960", "canceled" ); print_r($claim);
Query PixClaim logs
You can query Pix Claim logs to better understand Pix Claim life cycles.
use StarkInfra\PixClaim; $logs = PixClaim\Log::query([ "limit" => 50, "ids" => ["5729405850615808"], "after" => "2022-01-01", "before" => "2022-01-20", "types" => ["created"], "claimIds" => ["5719405850615809"] ]); foreach ($logs as $log){ print_r($log) };
Get a PixClaim log
You can also get a specific log by its id.
use StarkInfra\PixClaim; $log = PixClaim\Log::get("5155165527080960"); print_r($log);
Create a PixDirector
To register the Pix Director contact information at the Central Bank, run the following:
use StarkInfra\PixDirector; $director = PixDirector::create( new PixDirector ([ "name" => "Edward Stark", "taxId" => "03.300.300/0001-00", "phone" => "+55-11999999999", "email" => "ned.stark@company.com", "password" => "12345678", "teamEmail" => "pix.team@company.com", "teamPhones" => [ "+55-11988889999", "+55-11988889998" ] ]); ); print_r($director);
Create PixInfractions
Pix Infractions are used to report transactions that raise fraud suspicion, to request a refund or to reverse a refund. Pix Infractions can be created by either participant of a transaction.
use StarkInfra\PixInfraction; $infractions = PixInfraction::create([ new PixInfraction([ "referenceId" => "E20018183202201201450u34sDGd19lz", "type" => "fraud", ]); ]); foreach ($infractions as $infraction){ print_r($infraction); }
Query PixInfractions
You can query multiple Pix Infractions according to filters.
use StarkInfra\PixInfraction; $infractions = PixInfraction::query([ "limit" => 1, "after" => "2022-01-01", "before" => "2022-01-12", "status" => "delivered", "ids" => ["5155165527080960"], ]); foreach ($infractions as $infraction){ print_r($infraction); }
Get a PixInfraction
After its creation, information on a Pix Infraction may be retrieved by its id.
use StarkInfra\PixInfraction; $infraction = PixInfraction::get("5155165527080960"); print_r($infraction);
Update a PixInfraction
A received Pix Infraction can be confirmed or declined by patching its status. After a Pix Infraction is patched, its status changes to closed.
use StarkInfra\PixInfraction; $infraction = PixInfraction::update( "5155165527080960", "agreed" ) print_r($infraction)
Cancel a PixInfraction
Cancel a specific Pix Infraction using its id.
use StarkInfra\PixInfraction; $infraction = PixInfraction::cancel("5155165527080960"); print_r($infraction);
Query PixInfraction logs
You can query Pix Infraction Logs to better understand their life cycles.
use StarkInfra\PixInfraction; $logs = PixInfraction\Log::query([ "limit" => 50, "ids" => ["5729405850615808"], "after" =>"2022-01-01", "before" =>"2022-01-20", "types" => ["created"], "infractionIds" => ["5155165527080960"] ]); foreach ($logs as $log){ print_r($log) }
Get a PixInfraction log
You can also get a specific log by its id.
use StarkInfra\PixInfraction; $log = PixInfraction\Log::get("5155165527080960"); print_r($log);
Create a PixFraud
Pix Frauds can be created by either participant or automatically when a Pix Infraction is accepted.
use StarkInfra\PixFraud; $frauds = PixFraud::create([ new PixFraud([ "externalId" => "my_external_id_1234", "type" => "mule", "taxId" => "01234567890", ]); ]); foreach ($frauds as $fraud){ print_r($fraud); }
Query PixFrauds
You can query multiple Pix Frauds according to filters.
use StarkInfra\PixFraud; $frauds = PixFraud::query([ "limit" => 1, "after" => "2022-01-01", "before" => "2022-01-12", "status" => "delivered", "ids" => ["6638842090094592", "4023146587080960"], ]); foreach ($frauds as $fraud){ print_r($fraud); }
Get a PixFraud
After its creation, information on a Pix Fraud may be retrieved by its id.
use StarkInfra\PixInfraction; $infraction = PixInfraction::get("5155165527080960"); print_r($infraction);
Cancel a PixFraud
Cancel a specific Pix Fraud using its id.
use StarkInfra\PixFraud; $fraud = PixFraud::cancel("5155165527080960"); print_r($fraud);
Get a PixUser
You can get a specific fraud statistics of a user with his taxId.
use StarkInfra\PixUser; $user = PixUser::get("01234567890"); print_r($user);
Create PixChargebacks
A Pix Chargeback can be created when fraud is detected on a transaction or a system malfunction results in an erroneous transaction.
use StarkInfra\PixChargeback; $chargebacks = PixChargeback::create([ new PixChargeback([ "amount" => 100, "referenceId" => "E20018183202201201450u34sDGd19lz", "reason" => "fraud" ]); ]); foreach ($chargebacks as $chargeback){ print($chargeback); }
Query PixChargebacks
You can query multiple Pix Chargebacks according to filters.
use StarkInfra\PixChargeback; $chargebacks = PixChargeback::query([ "limit" => 1, "after" => "2022-01-01", "before" => "2022-01-12", "status" => "delivered", "ids" => ["5155165527080960"] ]); foreach ($chargebacks as $chargeback){ print($chargeback); }
Get a PixChargeback
After its creation, information on a Pix Chargeback may be retrieved by its.
use StarkInfra\PixChargeback; $chargeback = PixChargeback::get("5155165527080960"); print_r($chargeback);
Update a PixChargeback
A received Pix Chargeback can be approved or denied by patching its status. After a Pix Chargeback is patched, its status changes to closed.
use StarkInfra\PixChargeback; $chargeback = PixChargeback::update( "5155165527080960", "accepted" ); print_r($chargeback);
Cancel a PixChargeback
Cancel a specific Pix Chargeback using its id.
use StarkInfra\PixChargeback; $chargeback = PixChargeback::cancel("5155165527080960"); print_r($chargeback);
Query PixChargeback logs
You can query Pix Chargeback Logs to better understand reversal request life cycles.
use StarkInfra\PixChargeback; $logs = PixChargeback\Log::query([ "limit" => 50, "ids" => ["5729405850615808"], "after" => "2022-01-01", "before" => "2022-01-20", "types" => ["created"], "chargebackIds" => ["5155165527080960"] ]); foreach ($logs as $log){ print_r($log); }
Get a PixChargeback log
You can also get a specific log by its id.
use StarkInfra\PixChargeback; $log = PixChargeback\Log::get("5155165527080960"); print_r($log);
Query PixDomains
Here you can list all Pix Domains registered at the Brazilian Central Bank. The Pix Domain object displays the domain name and the QR Code domain certificates of registered Pix participants able to issue dynamic QR Codes.
use StarkInfra\PixDomain; $domains = PixDomain::query(); foreach ($domains as $domain){ print($domain); }
Create StaticBrcodes
StaticBrcodes store account information via a QR code or an image that represents a PixKey and a few extra fixed parameters, such as an amount and a reconciliation ID. They can easily be used to receive Pix transactions.
use StarkInfra\StaticBrcode; $brcodes = StaticBrcode::create([ new StaticBrcode([ "name" => "Jamie Lannister", "keyId" => "+5511988887777", "amount" => 100, "reconciliationId" => "123", "city" =>"Rio de Janeiro" ]); ]); foreach ($brcodes as $brcode){ print($brcode); }
Query StaticBrcodes
You can query multiple StaticBrcodes according to filters.
use StarkInfra\StaticBrcode; $brcodes = StaticBrcode::query([ "limit" => 50, "after" => "2022-01-01", "before" => "2022-01-20", "uuids" => ["5ddde28043a245c2848b08cf315effa2"], ]); foreach ($brcodes as $brcode){ print_r($brcode); }
Get a StaticBrcodes
After its creation, information on a StaticBrcode may be retrieved by its UUID.
use StarkInfra\StaticBrcode; $brcode = StaticBrcode::get("5ddde28043a245c2848b08cf315effa2"); print_r($brcode);
Create DynamicBrcodes
BR codes store information represented by Pix QR Codes, which are used to send or receive Pix transactions in a convenient way. DynamicBrcodes represent charges with information that can change at any time, since all data needed for the payment is requested dynamically to an URL stored in the BR Code. Stark Infra will receive the GET request and forward it to your registered endpoint with a GET request containing the UUID of the BR code for identification.
use StarkInfra\DynamicBrcode; $brcodes = DynamicBrcode::create([ new DynamicBrcode([ "name" => "Jamie Lannister", "city" =>"Rio de Janeiro" "externalId" => "my_unique_id", "type" => "instant", ]); ]); foreach ($brcodes as $brcode){ print($brcode); }
Query DynamicBrcodes
You can query multiple DynamicBrcodes according to filters.
use StarkInfra\DynamicBrcode; $brcodes = DynamicBrcode::query([ "limit" => 50, "after" => "2022-01-01", "before" => "2022-01-20", "uuids" => ["5ddde28043a245c2848b08cf315effa2"], ]); foreach ($brcodes as $brcode){ print_r($brcode); }
Get a DynamicBrcode
After its creation, information on a DynamicBrcode may be retrieved by its UUID.
use StarkInfra\DynamicBrcode; $brcode = DynamicBrcode::get("5ddde28043a245c2848b08cf315effa2"); print_r($brcode);
Verify a DynamicBrcode Read
When a DynamicBrcode is read by your user, a GET request will be made to the URL stored in the DynamicBrcode to retrieve additional information needed to complete the transaction. Use this method to verify the authenticity of a GET request received at your registered endpoint. If the provided digital signature does not check out with the Stark public key, a StarkInfra\Exception\InvalidSignatureException will be raised.
use StarkInfra\DynamicBrcode; $request = listen(); # this is the method you made to get the read requests posted to your registered endpoint $uuid = DynamicBrcode::verify( $request->content, $request->headers["Digital-Signature"] );
Answer to a Due DynamicBrcode Read
When a Due DynamicBrcode is read by your user, a GET request containing the BR code UUID will be made to your registered URL to retrieve additional information needed to complete the transaction.
The GET request must be answered within 5 seconds, with a HTTP status code 200, and in the following format.
use StarkInfra\DynamicBrcode; $request = listen(); # this is the method you made to get the read requests posted to your registered endpoint $uuid = DynamicBrcode::verify( getUuid($request->url), # you should implement this method to extract the UUID from the request's URL $request->headers["Digital-Signature"] ); $invoice = getInvoice($uuid); # you should implement this method to get information on the BR code from its uuid sendResponse( # you should also implement this method to respond the read request DynamicBrcode::responseDue([ "version" => $invoice->version, "created" => $invoice->created, "due" => $invoice->due, "keyId" => $invoice->keyId, "status" => $invoice->status, "reconciliationId" => $invoice->reconciliationId, "amount" => $invoice->amount, "senderName" => $invoice->senderName, "senderTaxId" => $invoice->senderTaxId, "receiverName" => $invoice->receiverName, "receiverTaxId" => $invoice->receiverTaxId, "receiverStreetLine" => $invoice->receiverStreetLine, "receiverCity" => $invoice->receiverCity, "receiverStateCode" => $invoice->receiverStateCode, "receiverZipCode" => $invoice->receiverZipCode ]); );
Answer to an Instant DynamicBrcode read
When an instant DynamicBrcode is read by your user, a GET request containing the BR code's UUID will be made to your registered URL to retrieve additional information needed to complete the transaction.
The GET request must be answered within 5 seconds, with a HTTP status code 200, and in the following format.
use StarkInfra\DynamicBrcode; $request = listen(); # this is the method you made to get the read requests posted to your registered endpoint $uuid = DynamicBrcode::verify( getUuid($request->url), # you should implement this method to extract the uuid from the request's URL $request->headers["Digital-Signature"] ); $invoice = getInvoice($uuid); # you should implement this method to get the information of the BR code from its uuid sendResponse( # you should also implement this method to respond the read request DynamicBrcode::responseDue([ "version" => $invoice->version, "created" => $invoice->created, "keyId" => $invoice->keyId, "status" => $invoice->status, "reconciliationid" => $invoice->reconciliationId, "amount" => $invoice->amount, "cashierType" => $invoice->cashierType, "cashierBankCode" => $invoice->cashierBankCode, "cashAmount" => $invoice->cashAmount ]); );
Create BrcodePreviews
You can create BrcodePreviews to preview BR Codes before paying them.
use StarkInfra\BrcodePreview; $previews = BrcodePreview::create([ new BrcodePreview([ "id" => "00020126420014br.gov.bcb.pix0120nedstark@hotmail.com52040000530398654075000.005802BR5909Ned Stark6014Rio de Janeiro621605126674869738606304FF71", "payerId" => "123.456.780-01" ]), new BrcodePreview([ "id" => "00020126430014br.gov.bcb.pix0121aryastark@hotmail.com5204000053039865406100.005802BR5910Arya Stark6014Rio de Janeiro6216051262678188104863042BA4", "payerId" => "123.456.780-01" ]) ]); foreach ($previews as $preview) { print_r($preview); }
Lending
If you want to establish a lending operation, you can use Stark Infra to create a CCB contract. This will enable your business to lend money without requiring a banking license, as long as you use a Credit Fund or Securitization company.
The required steps to initiate the operation are:
- Have funds in your Credit Fund or Securitization account
- Request the creation of an Identity Check for the credit receiver (make sure you have their documents and express authorization)
- (Optional) Create a Credit Simulation with the desired installment plan to display information for the credit receiver
- Create a Credit Note with the desired installment plan
Create CreditNotes
For lending operations, you can create a CreditNote to generate a CCB contract.
Note that you must have recently created an identity check for that same Tax ID before being able to create a credit operation for them.
use StarkInfra\CreditNote; use StarkInfra\CreditSigner; use StarkInfra\CreditNote\Invoice; use StarkInfra\CreditNote\Transfer; $notes = CreditNote::create([ new CreditNote([ "templateId" => "0123456789101112", "name" => "Jamie Lannister", "taxId" => "012.345.678-90", "nominalAmount" => 100000, "scheduled" => "2022-05-11", "payment" => new Transfer([ "bankCode" => "00000000", "branchCode" => "1234", "accountNumber" => "129340-1", "taxId" => "012.345.678-90", "name" => "Jamie Lannister" ]), "paymentType" => "transfer", "invoices" =>[ new Invoice([ "amount" => 120000, "due" => "2022-07-11", "fine" => 3.0, "interest" => 1.0 ]) ], "signers" =>[ new CreditSigner([ "contact" => "jamie.lannister@gmail.com", "method" => "link", "name" => "Jamie Lannister", ]) ], "rebateAmount" => 0, "tags" => [ 'War supply', 'Invoice #1234' ], "externalId" => "my_unique_id", "streetLine1" => "Av. Paulista, 200", "streetLine2" => "10 andar", "district" => "Bela Vista", "city" => "Sao Paulo", "stateCode" => "SP", "zipCode" => "01310-000" ]); ]); foreach($notes as $note){ print_r($note); }
Note: Instead of using CreditNote objects, you can also pass each element in dictionary format
Query CreditNotes
You can query multiple Credit Notes according to filters.
use StarkInfra\CreditNote; $notes = CreditNote::query([ "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30", "status" => "signed", ]); foreach($notes as $note){ print_r($note); }
Get a CreditNote
After its creation, information on a Credit Note may be retrieved by its id.
use StarkInfra\CreditNote; $note = CreditNote::get("5155966664310784"); print_r($note);
Cancel a CreditNote
You can cancel a Credit Note if it has not been signed yet.
use StarkInfra\CreditNote; $note = CreditNote::cancel("5155966664310784"); print_r($note);
Query CreditNote logs
You can query Credit Note logs to better understand credit note life cycles.
use StarkInfra\CreditNote\Log; $logs = Log::query(["limit" => 10]); foreach($logs as $log){ print_r($log); }
Get a CreditNote log
You can also get a specific log by its id.
use StarkInfra\CreditNote\Log; $log = Log::get("5155966664310784"); print_r($log);
Create CreditPreviews
You can preview a credit operation before creating them (Currently we only have CreditNote / CCB previews):
use StarkInfra\CreditPreview; use StarkInfra\CreditNote\Invoice; $previews = CreditPreview::create([ new CreditPreview([ "type" => "credit-note", "credit" => new CreditPreview\CreditNotePreview([ "type" => "american", "nominalAmount" => 100000, "scheduled" => "2022-10-11", "taxId" => "012.345.678-90", "initialDue" => "2022-11-11", "nominalInterest" => 10, "count" => 5, "interval" => "month", ]) ]), new CreditPreview([ "type" => "credit-note", "credit" => new CreditPreview\CreditNotePreview([ "initialAmount" => 2478, "initialDue" => "2022-10-22", "nominalAmount" => 90583, "nominalInterest" => 3.7, "rebateAmount" => 23, "scheduled" => "2022-09-28", "taxId" => "477.954.506-44", "type" => "sac" ]) ]), new CreditPreview([ "type" => "credit-note", "credit" => new CreditPreview\CreditNotePreview([ "initialAmount" => 4449, "initialDue" => "2022-09-16", "interval" => "year", "nominalAmount" => 96084, "nominalInterest" => 3.1, "rebateAmount" => 239, "scheduled" => "2022-09-02", "taxId" => "81.882.684/0001-02", "type" => "price" ]) ]), new CreditPreview([ "type" => "credit-note", "credit" => new CreditPreview\CreditNotePreview([ "count" => 8, "initialDue" => "2022-09-18", "nominalAmount" => 6161, "nominalInterest" => 3.2, "scheduled" => "2022-09-03", "taxId" => "59.352.830/0001-20", "type" => "american" ]) ]), new CreditPreview([ "type" => "credit-note", "credit" => new CreditPreview\CreditNotePreview([ "initialDue" => "2022-09-13", "nominalAmount" => 86237, "nominalInterest" => 2.6, "scheduled" => "2022-09-03", "taxId" => "37.293.955/0001-94", "type" => "bullet" ]) ]), new CreditPreview([ "type" => "credit-note", "credit" => new CreditPreview\CreditNotePreview([ "invoices" => [ new Invoice([ "amount" => 14500, "due" => "2022-10-19" ]), new Invoice([ "amount" => 14500, "due" => "2022-11-25" ]) ], "nominalAmount" => 29000, "rebateAmount" => 900, "scheduled" => "2022-09-31", "taxId" => "36.084.400/0001-70", "type" => "custom" ]) ]), ]); foreach($previews as $preview){ print_r($preview); }
Note: Instead of using CreditPreview objects, you can also pass each element in dictionary format
Create CreditHolmes
Before you request a credit operation, you may want to check previous credit operations the credit receiver has taken.
For that, open up a CreditHolmes investigation to receive information on all debts and credit operations registered for that individual or company inside the Central Bank's SCR.
use StarkInfra\CreditHolmes; $holmes = CreditHolmes::create([ new CreditHolmes([ "taxId" => "012.345.678-90", "competence" => "2022-09" ]), new CreditHolmes([ "taxId" => "012.345.678-90", "competence" => "2022-08" ]), new CreditHolmes([ "taxId" => "012.345.678-90", "competence" => "2022-07" ]); ]); foreach($holmes as $sherlock){ print_r($sherlock); }
Query CreditHolmes
You can query multiple CreditHolmes according to filters.
use StarkInfra\CreditHolmes; $holmes = CreditHolmes::query([ "after" => "2020-04-01", "before" => "2020-04-30", "status" => "success", ]); foreach($holmes as $sherlock){ print_r($sherlock); }
Get a CreditHolmes
After its creation, information on a CreditHolmes may be retrieved by its id.
use StarkInfra\CreditHolmes; $logs = CreditHolmes::get("5155165527080960"); print_r($log);
Query CreditHolmes logs
You can query CreditHolmes logs to better understand their life cycles.
use StarkInfra\CreditHolmes\Log; $logs = Log::query([ "limit" => 10, "ids" => ["5729405850615808"], "after" => "2020-04-01", "before" => "2020-04-30", "types" => ["created"] ]); foreach($logs as $log){ print_r($log); }
Get a CreditHolmes log
You can also get a specific log by its id.
use StarkInfra\CreditHolmes\Log; $logs = CreditHolmes\Log::get("5155165527080960"); print_r($log);
Identity
Several operations, especially credit ones, require that the identity of a person or business is validated beforehand.
Identities are validated according to the following sequence:
- The Identity resource is created for a specific Tax ID
- Documents are attached to the Identity resource
- The Identity resource is updated to indicate that all documents have been attached
- The Identity is sent for validation and returns a webhook notification to reflect the success or failure of the operation
Create IndividualIdentities
You can create an IndividualIdentity to validate a document of a natural person
use StarkInfra\IndividualIdentity; $identities = IndividualIdentity::create([ new IndividualIdentity([ "name" => "Walter White", "taxId" => "012.345.678-90", "tags" =>["breaking", "bad"] ]); ]); foreach($identities as $identity){ print_r($identity); }
Note: Instead of using IndividualIdentity objects, you can also pass each element in dictionary format
Query IndividualIdentity
You can query multiple individual identities according to filters.
use StarkInfra\IndividualIdentity; $identities = IndividualIdentity::query([ "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30", "status" => "success", "tags" =>["breaking", "bad"] ]); foreach($identities as $identity){ print_r($identity); }
Get an IndividualIdentity
After its creation, information on an individual identity may be retrieved by its id.
use StarkInfra\IndividualIdentity; $identity = IndividualIdentity::get("5155165527080960"); print_r($identity);
Update an IndividualIdentity
You can update a specific identity status to "processing" for send it to validation.
use StarkInfra\IndividualIdentity; $identity = IndividualIdentity::update( "5155165527080960", "processing" ) print_r($identity)
Note: Before sending your individual identity to validation by patching its status, you must send all the required documents using the create method of the CreditDocument resource. Note that you must reference the individual identity in the create method of the CreditDocument resource by its id.
Cancel an IndividualIdentity
You can cancel an individual identity before updating its status to processing.
use StarkInfra\IndividualIdentity; $identity = IndividualIdentity::cancel("5155165527080960"); print_r($identity);
Query IndividualIdentity logs
You can query individual identity logs to better understand individual identity life cycles.
use StarkInfra\IndividualIdentity\Log; $logs = IndividualIdentity\Log::query([ "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30" ]); foreach($logs as $log){ print_r($log); }
Get an IndividualIdentity log
You can also get a specific log by its id.
use StarkInfra\IndividualIdentity\Log; $log = IndividualIdentity\Log::get("5155165527080960"); print_r($log);
Create IndividualDocuments
You can create an individual document to attach images of documents to a specific individual Identity. You must reference the desired individual identity by its id.
$documents = IndividualDocument::create([ new IndividualDocument([ "type" => "identity-front", "content" => "data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAASABIAAD...", "identityId" => "5155165527080960", "tags" => ["breaking", "bad"] ]), new IndividualDocument([ "type" => "identity-back", "content" => "data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAASABIAAD...", "identityId" => "5155165527080960", "tags" => ["breaking", "bad"] ]), new IndividualDocument([ "type" => "selfie", "content" => "data:image/jpeg;base64,/9j/4AAQSkZJRgABAQAASABIAAD...", "identityId" => "5155165527080960", "tags" => ["breaking", "bad"] ]); ]); foreach($documents as $document){ print_r($document); }
Note: Instead of using IndividualDocument objects, you can also pass each element in dictionary format
Query IndividualDocuments
You can query multiple individual documents according to filters.
use StarkInfra\IndividualDocument; $logs = IndividualDocument::query([ "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30", "status" => "success", "tags" => ["breaking", "bad"] ]); foreach($logs as $log){ print_r($log); }
Get an IndividualDocument
After its creation, information on an individual document may be retrieved by its id.
use StarkInfra\IndividualDocument; $document = IndividualDocument::get("5155165527080960"); print_r($document);
Query IndividualDocument logs
You can query individual document logs to better understand individual document life cycles.
use StarkInfra\IndividualDocument\Log; $logs = IndividualDocument\Log::query([ "limit" => 10, "after" => "2020-04-01", "before" => "2020-04-30" ]); foreach($logs as $log){ print_r($log); }
Get an IndividualDocument log
You can also get a specific log by its id.
use StarkInfra\IndividualDocument\Log; $log = IndividualDocument\Log::get("5155165527080960"); print_r($log);
Webhook
Create a webhook
To create a Webhook and be notified whenever an event occurs, run:
use StarkInfra\Webhook; $webhook = Webhook::create( new Webhook( "url" => "https://webhook.site/", "subscriptions" =>[ "credit-note" "issuing-card", "issuing-invoice", "issuing-purchase", "pix-request.in", "pix-request.out", "pix-reversal.in", "pix-reversal.out", "pix-claim", "pix-key", "pix-infraction", "pix-chargeback" ] ); ); print_r($webhook);
Query webhooks
To search for registered Webhooks, run:
use StarkInfra\Webhook; $webhooks = Webhook::query(); foreach($webhooks as $webhook){ print_r($webhook); }
Get a webhook
You can get a specific Webhook by its id.
use StarkInfra\Webhook; $webhook = Webhook::get("1082736198236817"); print_r($webhook);
Delete a webhook
You can also delete a specific Webhook by its id.
use StarkInfra\Webhook; $webhook = Webhook::delete("1082736198236817"); print_r($webhook);
Process Webhook events
It's easy to process events delivered to your Webhook endpoint. Remember to pass the signature header so the SDK can make sure it was StarkInfra that sent you the event.
use StarkInfra\Event; $response = listen() # this is the method you made to get the events posted to your webhook $event = Event::parse($response->content, $response->headers["Digital-Signature"]); if ($event->subscription == "pix-request.in"){ print_r($event->log->request); } elseif ($event->subscription == "pix-claim"){ print_r($event->log->claim); } elseif ($event->subscription == "pix-key"){ print_r($event->log->key); } elseif ($event->subscription == "pix-infraction"){ print_r($event->log->infraction); } elseif ($event->subscription == "pix-chargeback"){ print_r($event->log->chargeback); } elseif ($event->subscription == "pix-request.out"){ print_r($event->log->request); } elseif ($event->subscription == "pix-reversal.in"){ print_r($event->log->reversal); } elseif ($event->subscription == "pix-reversal.out"){ print_r($event->log->reversal); } elseif ($event->subscription == "issuing-card"){ print_r($event->log->card); } elseif ($event->subscription == "issuing-invoice"){ print_r($event->log->invoice); } elseif ($event->subscription == "issuing-purchase"){ print_r($event->log->purchase); }
Query webhook events
To search for webhooks events, run:
use StarkInfra\Event; $events = Event::query(["after" => "2020-03-20", "isDelivered" => false]); foreach($events as $event){ print_r($event); }
Get a webhook event
You can get a specific webhook event by its id.
use StarkInfra\Event; $event = Event::get("1082736198236817"); print_r($event);
Delete a webhook event
You can also delete a specific webhook event by its id.
use StarkInfra\Event; $event = Event::delete("1082736198236817"); print_r($event);
Set webhook events as delivered
This can be used in case you've lost events.
With this function, you can manually set events retrieved from the API as
"delivered" to help future event queries with "isDelivered" => false
.
use StarkInfra\Event; $event = Event::update("1298371982371929", true); print_r($event);
Query failed webhook event delivery attempts information
You can also get information on failed webhook event delivery attempts.
use StarkInfra\Event\Attempt; $attempts = Attempt::query(["eventIds" => $event->id, "limit" => 1]); foreach($attempts as $attempt){ print_r($attempt); }
Get a failed webhook event delivery attempt information
To retrieve information on a single attempt, use the following function:
use StarkInfra\Event\Attempt; $attempt = Attempt::get("1616161616161616"); print_r($attempt);
request
This resource allows you to send HTTP requests to StarkInfra routes.
GET
You can perform a GET request to any StarkInfra route.
It's possible to get a single resource using its id in the path.
use StarkInfra\Request; $request = Request::get("pix-request/5155165527080960"); print_r($request);
You can also get the specific resource log,
use StarkInfra\Request; $request = Request::get("pix-request/log/5155165527080960"); print_r($request);
This same method will be used to list all created items for the requested resource.
use StarkInfra\Request; $query = [ "limit" => 10, "status" => "created" ] $request = Request::get( "pix-request/log/5155165527080960", $query ); print_r($request);
To list logs, you will use the same logic as for getting a single log.
use StarkInfra\Request; $query = [ "limit" => 10, "status" => "created" ] $request = Request::get( "pix-request/log/5155165527080960", $query ); print_r($request);
POST
You can perform a POST request to any StarkInfra route.
This will create an object for each item sent in your request
Note: It's not possible to create multiple resources simultaneously. You need to send separate requests if you want to create multiple resources, such as invoices and boletos.
use StarkInfra\Request; $ext = "this-is-my-unique-external-id"; $body = [ "holders" => [ [ "name" => "Holder Test", "taxId" => "012.345.678-90", "externalId" => $ext, "tags" => ["Traveler Employee"], ] ] ]; $request = Request::post( "suing-holder", $body ); print_r($request)
PATCH
You can perform a PATCH request to any StarkInfra route.
It's possible to update a single item of a StarkInfra resource.
use StarkInfra\Request; $path = "issuing-holder/5155165527080960"; $request = Request::patch( $path, ["tags" => ["arya", "stark"]] )->content; $content = json_decode($request, true); print_r($content)
DELETE
You can perform a DELETE request to any StarkInfra route.
It's possible to delete a single item of a StarkInfra resource.
use StarkInfra\Request; $path = "issuing-holder/5155165527080960"; $request = Request::delete($path)->content; $result = json_decode($request, true); print_r($result);
Handling errors
The SDK may raise one of four types of errors: InputErrors, InternalServerError, UnknownError, InvalidSignatureError
InputErrors will be raised whenever the API detects an error in your request (status code 400). If you catch such an error, you can get its elements to verify each of the individual errors that were detected in your request by the API. For example:
use StarkInfra; use StarkInfra\Error\InputErrors; try { $cards = StarkInfra\IssuingCard::create([ new StarkInfra\IssuingCard([ "holdeNname" => "Developers", "holderTaxId" => "012.345.678-90", "holderExternalId" => "1234", "rules" => [ new StarkInfra\IssuingRule([ "name" => "general", "interval" => "week", "amount" => 50000, "currencyCode" => "USD" ]) ] ]), ]); } catch (InputErrors $e) { foreach($e->errors as $error){ echo "\n\ncode: " . $error->errorCode; echo "\nmessage: " . $error->errorMessage; } }
InternalServerError will be raised if the API runs into an internal error. If you ever stumble upon this one, rest assured that the development team is already rushing in to fix the mistake and get you back up to speed.
UnknownError will be raised if a request encounters an error that is neither InputErrors nor an InternalServerError, such as connectivity problems.
InvalidSignatureError will be raised specifically by StarkInfra\Event::parse() when the provided content and signature do not check out with the Stark Infra public key.
Help and Feedback
If you have any questions about our SDK, just send us an email. We will respond you quickly, pinky promise. We are here to help you integrate with us ASAP. We also love feedback, so don't be shy about sharing your thoughts with us.
Email: help@starkbank.com